Cover image for Prosper or perish : credit and fiscal systems in rural China
Title:
Prosper or perish : credit and fiscal systems in rural China
Author:
Ong, Lynette H.
ISBN:
9780801465956
Publication Information:
Ithaca : Cornell University Press, 2012.
Physical Description:
1 online resource (xviii, 212 pages) : illustrations, map
Abstract:
"The official banking institutions for rural China are Rural Credit Cooperatives (RCCs). Although these co-ops are mandated to support agricultural development among farm households, since 1980 half of RCC loans have gone to small and medium-sized industrial enterprises located in, and managed by, townships and villages. These township and village enterprises have experienced highly uneven levels of success, and by the end of the 1990s, half of all RCC loans were in or close to default, forcing China's central bank to bail out RCCs. In Prosper or Perish, Lynette H. Ong examines the bias in RCC lending patterns, focusing on why the mobilization of rural savings has contributed to successful industrial development in some locales but not in others"--Publisher's Web site.
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