This book constitutes revised selected papers from the 12th International Workshop on Enterprise Applications, Markets and Services in the Finance Industry, FinanceCom 2024, held in Copenhagen, Denmark, on October 10, 2024. The 5 full papers presented in this volume were carefully reviewed and selected from a total of 8 submissions. They deal with the adoption of innovative technologies in the financial services industry. In addition, two invited papers which are closely related with the conference topics were also included after a thorough review. The conference features five main themes: networks and business models, financial markets, IT and implementations, new emerging digital and virtual financial markets, and AI revolution in finance.